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First Trade's calculators will help you stay on track to meet your financial goals.
View and print electronic images of paid checks through Online Banking and eStatements.
Do you have a First Trade Union Bank credit card? Enroll online for the quickest and easiest was to:
To enroll in this free service and access your business credit card account online, click here.
Stay informed - select to receive email alerts for a number of different account activities:
Keep in touch with First Trade by signing up to receive our quarterly eNewsletter. Topics may include:
Receive an electronic version of your monthly statement. You will be notified when your eStatement is available via email. Follow the link in the email to view the eStatement or access it directly from your Online Banking account.
Plus, you will have the ability to access up to 13 rolling months of account history.
3 GREAT reasons to receive eStatements:
If you are a current customer and do not already receive eStatements, simply log in to your account and select "Account Statement" under the "Accounts" link to enroll today!
Deposit checks from anywhere using your iPhone®, iPad®, iPod Touch®, BlackBerry® or Android™ device! Click here to learn more about this convenient service.
Transfer funds electronically with the push of a button. As an Online Banking customer, you will be able to initiate:
Keep track of your finances by downloading your transaction history into the QuickBooks® program
Place stop payments on checks before they have been cashed. If you choose to place a stop payment online, please have the following information:
Stop Payments are valid for 6 months from the date the order was placed. We are not obligated to notify you when a Stop Payment order expires. If you feel you need to extend beyond the 6 months, you will need to place a new Stop Payment order.
For information about our free Text Message Banking service, including Text Message Banking FAQs, click here.
1 Wire transfers must be received and verified by 4 PM ET for same-day processing. Wire transfers received after 4 PM ET will be processed on the next business day.
Make deposits and loan payments to First Trade on us! We will provide you with postage-paid envelopes – saving you time and money! Contact us to learn more.
This service establishes a link between your checking account and up to three designated business deposit accounts.
In the event that your checking account does not have sufficient funds to pay an item that has been presented to us for payment, First Trade will execute a transfer of funds automatically from the available balance in the designated protection accounts to bring your checking account balance to $0.00. Regardless of the number of items paid, First Trade will only conduct one (1) daily transfer to cover the overdrawn amount. A fee of $5.00 will be charged per transfer. This service is subject to Regulation D. You are permitted six (6) pre-authorized transactions per statement cycle from a Savings and Money Market Account. Each transfer counts as a preauthorization transaction.
Business deposit accounts eligible to link a checking account to:
If you are a current client and would like to activate this service, please click here to view our Business Linked Protection Agreement form. If you agree to the terms and conditions of this service, please print, sign and return the original copy to First Trade Union Bank.
Click here for a Business Debit Card Application.
CD provided with monthly statement for Business First Checking customers who write more than 100 total checks a month. This service is available upon request.
Visit a First Trade branch location for cash orders or deposits of your Coin and Currency. Options for Coin and Currency include:
1 Requires a separate agreement and fees may apply
Provides a mechanism to make deposits during off-peak hours:
Place stop payments on checks before they have been cashed. You can place stop payments a First Trade branch location or by phone.
If you choose to place a stop payment at a branch location, please have the following information:
Stop Payments are valid for 6 months from the date the order was placed.
If you choose to place a stop payment on the phone, please be prepared to supply the following information:
We will mail you a Stop Payment form that you must sign and return to First Trade (original document). Stop Payments placed on the phone will lapse after 14 calendar days if you do not confirm your order in writing within that time period. Once confirmed in writing, Stop Payments are extended for 6 months from the date the order was placed.
We are not obligated to notify you when a Stop Payment order expires. If you feel you need to extend beyond the 6 months, or if a verbal Stop Payment order has lapsed, you will need to place a new Stop Payment order.
First Trade will accept your payroll and/or IRS tax payments free of charge at any branch location.
A time-effective way to transfer money from your account to another person or institution.
Wire Transfer types include:
Making a wire transfer at a branch location1:
Making a wire transfer via fax2:
2 Agreement must be on file to process a wire transfer via fax.
We also offer the following products1:
1 Additional fees may apply.
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